Have you checked out your credit lately? According to the Fair Credit Reporting Act, you are entitled to one free credit report under federal law every year.You’ve probably seen the offers for a “Free Credit Report” only to discover you have to sign up for a free trial and when you don’t cancel within a certain time period you are charged membership fees. Don’t pay for something you can get for free! AnnualCreditReport.com is the only authorized source from the FTC to get your free credit report.
With AnnualCreditReport.com you have access to your credit report from each of the three nationwide reporting agencies – Experian, Equifax, and TransUnion. Since it is offered for free once a year, please take advantage of it. By checking it once a year, you will be able to make sure everything is accurate and up to date on your credit report as well as be able to spot identity theft.
In light of all the “Not really Free Credit Report” sites, the FTC has created several comical videos promoting the real FREE credit report site. You can read more about this at www.ftc.gov/freereports or watch the videos on YouTube.