Trying to get by these days without a decent credit score is not exactly easy. Horrible terms and rates are only two of the penalties for bad credit and sometimes you can’t find credit at all. Just a few little mistakes or bad financial decisions can start you down the road towards bad credit and […]
How to Create a Holiday Budget
If you don’t have a budget for all of your holiday spending, you certainly should. A budget will help keep you from overspending and will help keep you on track with everything you need to buy — whether it is food, decorations, or gifts. Creating your holiday budget isn’t difficult to do — check out […]
Creating a Budget and Sticking to It
The following is a guest post from Stephanie, Housewife Mama ! Follow her on Twitter @stephkandray. We have been serious about a budget for about 5 years now, which is most of our marraige. We started by reading the book “The Total Money Makeover” by Dave Ramsey. We were introduced to the envelope system which is what […]